Why It Works

Our qualified legal team specialise in the recognition of such instances to challenge lenders that have not complied with the CCA of 1974. Using our exemplary knowledge of the Consumer Credit Act, we can examine your credit agreement’s terms and conditions to see if they are in complete accordance with the CCA.
Here are some of the issues that Yes Credit Claims assess your agreement for:

• Ensuring all parties have signed where required.
• Making sure that the rate of interest is specified and fair.
• Ambiguous terms & conditions and/or credit agreement information.
• Unreasonable or inaccurate APR rates.
• Omitted information from the credit agreement.
• The agreement does not show the specific; number of instalments, cost of repayments and when they are due to be paid.
• Any incorrect calculations.
• Concealed statements entitling the lender to adjust terms within the agreement.
• Any indications that your lifestyle or stature may affect your capability to enter and uphold such an agreement.
• There is no mention of a “cooling off” period within the agreement.